<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Marketing in a New Light</title>
	<atom:link href="http://www.marketlight.org/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.marketlight.org</link>
	<description></description>
	<lastBuildDate>Sun, 02 Oct 2011 15:29:23 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Funniest Classified Ads of All Time</title>
		<link>http://www.marketlight.org/funniest-classified-ads-of-all-time/</link>
		<comments>http://www.marketlight.org/funniest-classified-ads-of-all-time/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 16:28:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Basics]]></category>
		<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Classified advertising]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=180</guid>
		<description><![CDATA[Most advertisements in the classified section will leave you glassy-eyed and bored, but every once in awhile you’ll find a gem in the rough and encounter a post that has you laughing &#8217;till you cry, especially now that people can list things for free on websites like eBay.  Let&#8217;s take a walk through history and [...]]]></description>
			<content:encoded><![CDATA[<p>Most advertisements in the classified section will leave you glassy-eyed and bored, but every once in awhile you’ll find a gem in the rough and encounter a post that has you laughing &#8217;till you cry, especially now that people can list things for free on websites like <a href="http://home.shop.ebay.com/" target="_blank">eBay</a>.  Let&#8217;s take a walk through history and look at some of the funniest classified ads of all times.</p>
<h3><strong>Grab Your Hula-Hoop and Let&#8217;s do Yard Work</strong></h3>
<p style="text-align: left;"><a href="http://farm4.static.flickr.com/3606/3391209057_8929543d49_z.jpg"><img class="aligncenter" src="http://farm4.static.flickr.com/3606/3391209057_8929543d49_z.jpg" alt="" width="299" height="448" /></a></p>
<p><strong>WANTED – Someone to do yard work. Must have hoolahoop.</strong></p>
<p><strong>Posted: 1990s</strong></p>
<p>Hula-hoops are fun children&#8217;s toys that can give you hours of entertainment, so it can be hard to imagine how a hula-hoop can help with yard work. Maybe the advertiser was looking for someone to join in the latest exercise craze with and hula-hoop the weight off, or maybe they have a young child who needed to be entertained while the yard work was being completed?<strong><br />
</strong></p>
<h3><strong>Hungry Dog Looking for Home</strong></h3>
<p style="text-align: center;"><a href="http://farm4.static.flickr.com/3556/3364068554_58087ed19a_z.jpg"><img class="aligncenter" src="http://farm4.static.flickr.com/3556/3364068554_58087ed19a_z.jpg" alt="" width="448" height="336" /></a></p>
<p><strong>FOR SALE – Dog eats everything and is especially fond of children. </strong></p>
<p><strong>Posted: Several times from 1970-2000</strong></p>
<p>Some pet owners don&#8217;t think before they get into things and purchase a dog without realizing how much they truly can eat. This leads to many frustrated pet owners placing numerous classified ads in the paper looking for people to take their dog off their hands. However, most don&#8217;t think before they type. With so many ads of this nature placed throughout the years, either there is an increase in human-eating dogs, or this poor pup is wrongly accused due to a frustrated pet owner who is in over his head.<strong><br />
</strong></p>
<h3><strong>Everyone Needs Limo Service</strong></h3>
<p style="text-align: left;"><a href="http://farm1.static.flickr.com/6/6503349_f37cc8e90e_z.jpg"><img class="aligncenter" src="http://farm1.static.flickr.com/6/6503349_f37cc8e90e_z.jpg" alt="" width="448" height="336" /></a></p>
<p><strong>WANTED – Limo driver needed for overnight transport of drunk and drugged up clients.</strong></p>
<p><strong>Posted: 2000</strong></p>
<p>After a night of partying at the local club or drug house, the last thing someone is thinking of is how they will get home. This classified ad shows that even suppliers of the drugs and alcohol will help their clients find their way back home safe and sound.  However, it does make you wonder what type of tip the driver is going to receive.  Instead of posting a classified ad, these people would probably be better browsing online for <a href="http://www.limos.com/customer_reviews">limo service reviews</a>.<strong><br />
</strong></p>
<h3><strong>Really We&#8217;re Referring to the Desk</strong></h3>
<p style="text-align: center;"><a href="http://farm3.static.flickr.com/2713/4399137667_74b3c86c4b_z.jpg?zz=1"><img class="aligncenter" src="http://farm3.static.flickr.com/2713/4399137667_74b3c86c4b_z.jpg?zz=1" alt="" width="384" height="512" /></a></p>
<p><strong>FOR SALE – Antique desk suitable for lady with thick legs and large drawers</strong></p>
<p><strong>Posted: 1980-2000</strong></p>
<p>Some classified ads are the equivalent of sticking your foot in your mouth. This antique desk ad is proof of that. While the desk might be a lovely addition to a lady&#8217;s sitting room or office, offending the potential buyer by pointing out the need for thick legs and drawers will hardly get the desk sold. It’s amazing what a simple <a href="http://grammar.quickanddirtytips.com/misplaced-modifiers.aspx">misplaced modifier</a> can do to the meaning of a sentence!<strong><br />
</strong></p>
<h3><strong>Conclusion: Classified Ads a Sign of the Times</strong></h3>
<p>Classified ads are really a sign of the times and can paint a picture of what Americans were selling, doing and looking for during that time period. For example, in the 1770s people were looking for cows, but jump forward 300 years and they’re looking for limo drivers for drunk and drugged up clients.</p>
<p>Despite the obvious historical element, a hastily written ad or mistyped phrase in a classified ad can turn one into a timeless classic that will leave people laughing for years to come.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="float: right;" src="http://img.zemanta.com/pixy.gif?x-id=4afb36fc-75fe-40df-b01c-8a18b54564d5" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/funniest-classified-ads-of-all-time/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Traditional vs. New Media Marketing</title>
		<link>http://www.marketlight.org/traditional-vs-new-media-marketing/</link>
		<comments>http://www.marketlight.org/traditional-vs-new-media-marketing/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 03:55:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Internet Marketing]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[new media marketing]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[social media marketing]]></category>
		<category><![CDATA[twitter]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=119</guid>
		<description><![CDATA[In this world, marketing your product and service offerings has changed dramatically. While it used to be the case that the manufacturers and distributors of products dealt in a very small physical market and could dominate with relative ease, these days it is far too easy to find whatever someone is offering from a lot [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div class="wp-caption aligncenter" style="width: 288px"><a href="http://www.crunchbase.com/company/facebook"><img title="Image representing Facebook as depicted in Cru..." src="http://www.crunchbase.com/assets/images/resized/0004/2816/42816v1-max-250x250.png" alt="Image representing Facebook as depicted in Cru..." width="278" height="127" /></a><p class="wp-caption-text">Image via CrunchBase</p></div>
</div>
<p>In this world, marketing your product and service offerings has changed dramatically.</p>
<p>While it used to be the case that the manufacturers and distributors of products dealt in a very small physical market and could dominate with relative ease, these days it is far too easy to find whatever someone is offering from a lot of different sources.</p>
<p>When a person can get whatever they want extremely easily from so many places, no one company can truly dominate the market anywhere. With our increases in technology, the world is a great open catalogue and every product and service offering has an element of being a commodity.</p>
<p><strong>A Better Way to Communicate</strong></p>
<p>This is why <a href="http://www.earnmydegree.com/online-education/online-degrees/southern-new-hampshire-university/mba-social-media-marketing-1.html">social media marketing</a> is the new norm. In this new, technology-driven worldview, every product and service needs a carefully tailored marketing approach. You can obviously just have a sign selling your lemonade, but naturally you are only going to attract a tiny group of random buyers through that method. When you use social media marketing, you can target large numbers of people in various groups, and use a far more efficient method of communication for each individual niche you want to attract. While the marketing style of the old days is long over with, marketing is far from dead.</p>
<p><strong>Knowing Your Audience Better</strong></p>
<p>The most major difference is not even the technology. The great difference resides in the level of research into the psychology and reasons why a person makes their purchasing decisions. Whereas in the past, marketers would make a great many assumptions and rely on their intuition, these days every possible idea is studied until there is really nothing left that could possibly be worth studying. Every advertisement you see is designed to appeal to a particular type of buyer, and that buyer&#8217;s psychology is going to draw them to the offering like a moth to a flame.</p>
<p><strong>This is for Everyone</strong></p>
<p>&nbsp;</p>
<p>Social media used to carry with it the assumption that only the young and technologically savvy would ever be using it. This led to the earliest <a href="http://www.simplyzesty.com/facebook/need-facebook-marketing-inspiration-20-of-the-most-innovative-campaigns/">marketing campaigns on sites such as Facebook</a> and its progenitors in the social networking circles. However, as time has gone on, the smarter companies have realized that technology is so easy to use that almost everyone is into it. For this reason, all kinds of different niches are open and ready to have product and service offerings made available to them.</p>
<p>Every type of person is a niche. Some of this involves race, some of it is education, some of it is age and gender. But for all of the variables (and there are many of them), the only reason any niche is excluded is because no one has gotten to it yet. Needless to say, that group is growing smaller with each passing day, because the best marketers want everyone to see how great their offerings are. What niche could you be delving deeply into that you haven&#8217;t yet tried?</p>
<p>&nbsp;</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=1bae7a3c-e806-4645-b08d-c67367a2cfd4" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/traditional-vs-new-media-marketing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying &amp; Trading Stocks Online</title>
		<link>http://www.marketlight.org/buying-trading-stocks-online/</link>
		<comments>http://www.marketlight.org/buying-trading-stocks-online/#comments</comments>
		<pubDate>Sun, 12 Jun 2011 09:09:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Investing online]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Scottrade]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=136</guid>
		<description><![CDATA[&#160; Image via CrunchBase If you wish to invest for your financial future, one way to do so is by purchasing stock publicly-traded companies. You can make a return on your investment if the price of the company&#8217;s stock goes up. You can buy stocks online and check the progress of your purchased stocks via [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="float: right; width: 260px; margin: 1em;"><a href="http://www.crunchbase.com/company/e-trade"><img style="border: none;" src="http://www.crunchbase.com/assets/images/resized/0004/7875/47875v1-max-250x250.png" alt="Image representing E*Trade as depicted in Crun..." width="250" height="157" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://www.crunchbase.com">CrunchBase</a></p>
</div>
<p>If you wish to invest for your financial future, one way to do so is by purchasing stock publicly-traded companies. You can make a return on your investment if the price of the company&#8217;s stock goes up. You can buy stocks online and check the progress of your purchased stocks via the Internet.</p>
<p>As an online stock trader, you can make purchases or trades as often, or as little as you wish. It doesn&#8217;t matter if you buy stock once a week or once a year. You can see how your stock is doing by logging onto a stock purchasing website at any time of day or night. Some companies establish minimum deposits, while others do not have an account minimum. If you are new to online investing, you may wish to open an account with a company such as <a title="ING Direct - Welcome to ShareBuilder" href="http://content.sharebuilder.com/MgdCon/Jump/Web/welcome/allWT/B/index.htm" target="_blank">ING</a>, where there are no account minimums. By comparison, you need at least $500 to open an account with <a title="Scottrade - Online Trading and Online Investing" href="http://www.scottrade.com/" target="_blank">Scottrade </a>and $2,000 to open an account with <a title="E*TRADE Online Stock Trading" href="https://us.etrade.com/e/t/home" target="_blank">E*TRADE</a>.</p>
<p>Online trading sites provide users with a variety of useful functions. You can research prospective stock purchases, interact with other traders via a message board, and even attend webinars to learn more about stocks and trading. There are even online quizzes that help determine your investment style (such as are you more cautious, or willing to take risks in the market).</p>
<p>Mobile smartphone apps make it possible for you to log in to your account and make trades or check the status of your stocks on the go.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=a38df449-c97f-420f-bb64-7aeb80c09917" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/buying-trading-stocks-online/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Insurance for Small Business Owners</title>
		<link>http://www.marketlight.org/health-insurance-for-small-business-owners/</link>
		<comments>http://www.marketlight.org/health-insurance-for-small-business-owners/#comments</comments>
		<pubDate>Wed, 08 Jun 2011 09:09:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Your Business]]></category>
		<category><![CDATA[COBRA]]></category>
		<category><![CDATA[Health insurance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=135</guid>
		<description><![CDATA[&#160; Image via Wikipedia Many prospective small business owners may be reluctant to go out on their own because they don&#8217;t want to give up the health insurance they have through their current employers. The cost of health insurance can be a big hindrance to joining the ranks of the self-employed. If you are leaving [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="float: right; width: 267px; margin: 1em;"><a href="http://en.wikipedia.org/wiki/File:AHIP.jpg"><img style="border: none;" src="http://upload.wikimedia.org/wikipedia/en/0/01/AHIP.jpg" alt="America's Health Insurance Plans" width="257" height="158" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://en.wikipedia.org/wiki/File:AHIP.jpg">Wikipedia</a></p>
</div>
<p>Many prospective small business owners may be reluctant to go out on their own because they don&#8217;t want to give up the health insurance they have through their current employers. The cost of <a title="NASE Health Resource Center" href="http://www.nase.org/LearningCenter/HealthResourceCenter.aspx" target="_blank">health insurance</a> can be a big hindrance to joining the ranks of the self-employed.</p>
<p>If you are leaving your current job to work for yourself full-time, it is advisable to take advantage of COBRA. COBRA is a program that permits you to pay the full cost of your health insurance plan and keep the insurance for yourself and your family for a period of up to 18 months. This gives you ample time to research and compare other health insurance plans without experiencing an interruption in care.</p>
<p>One reason that many people hesitate to go into business for themselves is because they have a pre-existing condition which might not be covered on a new health insurance plan. By law you can&#8217;t be denied coverage for a pre-existing condition as long as you are paying for COBRA coverage. But when you look for a new insurance plan, you do run the risk of being denied coverage. The Patient Protection and Affordable Care act, which started taking applications in 2010, is a way for individuals with pre-existing conditions to receive coverage.</p>
<p>While it can be challenging to find a suitable health insurance plan if you are self-employed, once you obtain coverage you can take advantage of tax deductions. The cost of your health insurance premium can be deducted from your federal taxable income, so long as that amount does not exceed your income.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=1924c4ba-97e5-40ed-ab15-7dcef730aa1d" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/health-insurance-for-small-business-owners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Plans for the Self-Employed</title>
		<link>http://www.marketlight.org/retirement-plans-for-the-self-employed/</link>
		<comments>http://www.marketlight.org/retirement-plans-for-the-self-employed/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 09:08:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Small business]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=134</guid>
		<description><![CDATA[&#160; Image via Wikipedia If you currently run your own business or are thinking about going into business for yourself, it&#8217;s important to ensure that you have a solid retirement plan in place. While there are numerous retirement plans in the marketplace, three are commonly used by the self-employed or by small business owners. The [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="float: right; width: 310px; margin: 1em;"><a href="http://commons.wikipedia.org/wiki/File:Marine_France_pension_Invalides_de_la_Marine_1878.jpg"><img style="border: none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/e/ea/Marine_France_pension_Invalides_de_la_Marine_1878.jpg/300px-Marine_France_pension_Invalides_de_la_Marine_1878.jpg" alt="Pension retirement" width="300" height="487" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Marine_France_pension_Invalides_de_la_Marine_1878.jpg">Wikipedia</a></p>
</div>
<p>If you currently run your own business or are thinking about going into business for yourself, it&#8217;s important to ensure that you have a solid retirement plan in place. While there are numerous retirement plans in the marketplace, three are commonly used by the self-employed or by small business owners.</p>
<p>The <a title="SEP Retirement Plans for Small Businesses" href="http://www.dol.gov/ebsa/publications/sepplans.html" target="_blank">SEP</a>, or simplified employee pension, is similar to an IRA, or individual retirement account. When you establish an SEP, you can take advantage of a tax deduction based on the amount of your contribution. You can put up to 25 percent of your salary into an SEP. A big benefit of SEPs for self-employed people is that it&#8217;s OK if the contribution varies from year to year. This is a plus for years when your earnings fluctuate.</p>
<p>If you own a small business and want to set up a retirement plan for yourself and your employees, consider a <a title="SIMPLE IRA Plans for Small Businesses" href="http://www.dol.gov/ebsa/publications/simple.html" target="_blank">SIMPLE IRA</a>, also known as the SIMPLE. The SIMPLE is similar to the SEP in that contributions are tax-deductible. The main difference is that employees and business owners can make salary deferrals and a small business owner contributes to each employees SIMPLE account.</p>
<p>Another popular option is known as the <a title="Self Employed 401(k) Plans" href="https://www.fidelity.com/retirement/small-business/self-employed-401k" target="_blank">self-employed 401K</a>. It used to only be available to small businesses with at least 20 employees, but is now available for individuals with no employees or one employee. The self-employed 401K is an attractive alternative to the SEP if you are seeking a plan with a higher contribution limit than what the SEP affords.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=9a4f5b4a-d596-4c0d-b077-bfb8f8c0c917" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/retirement-plans-for-the-self-employed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Powerful Currency Trades</title>
		<link>http://www.marketlight.org/powerful-currency-trades/</link>
		<comments>http://www.marketlight.org/powerful-currency-trades/#comments</comments>
		<pubDate>Wed, 18 May 2011 05:36:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Basics]]></category>
		<category><![CDATA[Currency]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[Mexico]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=117</guid>
		<description><![CDATA[Trading in currency can be quite a task. In fact, if not calibrated on a daily basis, it could prove to be a big waste of time. However, there have been cases of successful currency trading, to the point that countries have limited investors. The theory behind this type of investment is that when currency [...]]]></description>
			<content:encoded><![CDATA[<p>Trading in currency can be quite a task. In fact, if not calibrated on a daily basis, it could prove to be a big waste of time. However, there have been cases of successful currency trading, to the point that countries have limited investors. The theory behind this type of investment is that when currency is purchas</p>
<div class="zemanta-img zemanta-action-dragged" style="float: right; width: 310px; margin: 1em;"><a href="http://commons.wikipedia.org/wiki/File:US_%241_1928_Silver_Certificate.jpg"><img style="border: none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/0/0a/US_%241_1928_Silver_Certificate.jpg/300px-US_%241_1928_Silver_Certificate.jpg" alt="First small-sized $1 bill which was issued in ..." width="300" height="128" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:US_%241_1928_Silver_Certificate.jpg">Wikipedia</a></p>
</div>
<p>ed, it is done during a time of transition. For instance when Europe transitioned to the Euro, many investors knew that it would be stronger than many of the other forms of currency, except for the German Mark.</p>
<p>Strategic Planning</p>
<p><span>When the <a title="Euro" href="http://www.prweb.com/releases/prweb2011/5/prweb8448006.htm" target="_blank">Euro</a> was about to be incorporated, investors gobbled up currency that was worth less, because during the transition there would be a so called dollar for dollar match. For example, five U.S. dollars would translate to five Euros. The benefit with this is that the Euro is worth $1.25. So investors would make at least 25% on their investment overnight. Some made a significant greater return, inching towards 400-500%, creating instant millionaires. </span></p>
<p><span>Today, this type of planning is still going on in countries like Africa, and even in the U.S. with ideas of <a title="combining monetary systems" href="http://money.cnn.com/2011/05/13/markets/dollar_currency_reserve/index.htm" target="_blank">combining monetary systems</a> with Canada and Mexico; in which case gobbling up Peso&#8217;s would be the right investment. There is so much turn over in money, however, that unless a big unit of change were to take place, few would really see a major return on their funds, and the cost to transfer could make this type of trade a frustration.</span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=63622ea9-284b-49d5-9f80-7b3e4e647e54" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/powerful-currency-trades/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Business Spending</title>
		<link>http://www.marketlight.org/business-spending/</link>
		<comments>http://www.marketlight.org/business-spending/#comments</comments>
		<pubDate>Thu, 12 May 2011 05:33:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=111</guid>
		<description><![CDATA[Business spending is something that is both necessary, and sometimes exorbitant. This means that businesses will have times when they spend large amount of money when they do not really have it in the first place. This goes back to a lot of economic logic that a down turn can be spent out of. This [...]]]></description>
			<content:encoded><![CDATA[<p>Business spending is something that is both necessary, and sometimes exorbitant. This means that businesses will have times when they spend large amount of money when they do not really have it in the first place. This goes back to a lot of economic logic that a down turn can be spent out of. This was actually a philosophy used during the Great Depression when struggling to pass the New Deal, and businesses have adopted this idea today.</p>
<p>Where the Money Goes</p>
<div class="zemanta-img zemanta-action-dragged" style="float: right; width: 310px; margin: 1em;"><a href="http://commons.wikipedia.org/wiki/File:US_GDP_10-60.jpg"><img style="border: none;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/d/de/US_GDP_10-60.jpg/300px-US_GDP_10-60.jpg" alt="USA annual GDP from 1910-60, in billions of co..." width="300" height="198" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:US_GDP_10-60.jpg">Wikipedia</a></p>
</div>
<p>Businesses will have strategic planning for the best options for their spending, and that can include purchasing more goods for manufacturing, increasing the amount of sales personnel or sales calls made, or this could mean investments that are supposed to come back in a positive manner, providing the company with more money.</p>
<p>Regardless of the option chosen, they are all considered gambles, and ones that many companies before have made. Some have had huge successes while other have failed miserably. The key is to strongly investigate the options for a business. If the market is simply not demanding a certain product, look to other ideas to stay on top of demands.</p>
<p><a title="Investments" href="http://stumblingandmumbling.typepad.com/stumbling_and_mumbling/2011/05/the-investment-slump.html" target="_blank">Investments</a> are tricky because there is no guarantee that there will be any positive return. Speak with a financial advisor before investing any funds into something that may look too good to be true. However, some companies that have done just that includes Rockefeller, Kauffman and Broad, and even mining companies. Look at the economy, and the projected growth; this will provide nice predictors on the outcome of the investment.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=28f78374-8bb2-4d88-a7c1-cb29a96bbacb" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/business-spending/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Save Money and Get Better Patents</title>
		<link>http://www.marketlight.org/how-to-save-money-and-get-better-patents/</link>
		<comments>http://www.marketlight.org/how-to-save-money-and-get-better-patents/#comments</comments>
		<pubDate>Mon, 09 May 2011 05:33:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=110</guid>
		<description><![CDATA[It was meant to be a simple process: an idea had been formed; a patent was sought; and a business was to gain profits because of it. No dollars have been found, however &#8212; they’ve all instead been claimed by the search for applications. Creating a patent demands more than a mere invention. It instead [...]]]></description>
			<content:encoded><![CDATA[<p>It was meant to be a simple process: an idea had been formed; a patent was sought; and a business was to gain profits because of it. No dollars have been found, however &#8212; they’ve all instead been claimed by the search for applications.</p>
<p>Creating a patent demands more than a mere invention. It instead requires professional aid, with money saved through the support of <a href="http://www.whglawfirm.com/" target="_blank">Los Angeles business lawyers</a>:</p>
<p><strong>Explanations</strong></p>
<p>Patents are complicated things, demanding much from your business. Their rules are many and their subtleties confuse. It&#8217;s all too easy therefore to make a mistake and undo your good intentions. The use of attorneys helps to ensure that this doesn’t happen, allowing information to be understood and perfected. This spares you the need to seek out answers again and again, which could prove costly.</p>
<p><strong>Applications </strong></p>
<p>Patents are defined by the <a href="http://www.uspto.gov/patents/resources/general_info_concerning_patents.jsp#heading-4" target="_blank">scopes of their applications</a> &#8212; and such scopes are too often hopelessly limited by those who don’t understand how to use them. This can lead to new claims having to be filed and more dollars wasted. Los Angeles business lawyers help to generate applications that <em>work</em>; and this saves money.</p>
<p><strong>Legalities </strong></p>
<p>Infringement is an ugly word and an even uglier possibility. Trying to lessen the attempts of others to siphon your idea is therefore essential &#8212; and attorneys help to make that possible. They master the legalese issues, ensuring that claims are precisely crafted. This protects your product and can keep you from having to battle ones that are eerily similar (but <em>just</em> beyond the focus of your application) in court.</p>
<p>These advantages can’t be denied. Professional help is needed to secure better, stronger patents.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/how-to-save-money-and-get-better-patents/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Planning for Small Business</title>
		<link>http://www.marketlight.org/financial-planning-for-small-business/</link>
		<comments>http://www.marketlight.org/financial-planning-for-small-business/#comments</comments>
		<pubDate>Thu, 05 May 2011 05:33:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Your Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial plan]]></category>
		<category><![CDATA[Small business]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=109</guid>
		<description><![CDATA[Financial planning for small businesses is imperative to ensure longevity and a prosperous future. For many businesses, especially small business, they are incredibly susceptible to economic down turns, therefore it is important to have some security and planning that had been completed in order to guard against such instances. Sound Planning Goes A Long Way [...]]]></description>
			<content:encoded><![CDATA[<p><span>Financial planning for small businesses is imperative to ensure longevity and a prosperous future. For many businesses, especially small business, they are incredibly susceptible to economic down turns, therefore it is important to have some security and planning that had been completed in order to guard against such instances.</span></p>
<p>Sound Planning Goes A Long Way</p>
<div class="zemanta-img zemanta-action-dragged" style="float: right; width: 310px; margin: 1em;"><a href="http://en.wikipedia.org/wiki/File:Taylor_BC_business.jpg"><img style="border: none;" src="http://upload.wikimedia.org/wikipedia/en/thumb/7/70/Taylor_BC_business.jpg/300px-Taylor_BC_business.jpg" alt="Local businesses" width="300" height="174" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://en.wikipedia.org/wiki/File:Taylor_BC_business.jpg">Wikipedia</a></p>
</div>
<p>Some of the plans that businesses can make include investments, saving reserves, and having a plan B for cutback if necessary. Understanding and comprehending all of the <a title="business costs" href="http://thinkup.waldenu.edu/finance-and-accounting/financial-planning/item/11456-financial-plan-starting-business&amp;sa=U&amp;ei=KjBOTbTnNsP98AbSzuTqDg&amp;ved=0CDEQFjAQOLwF&amp;usg=AFQjCNGT5pQht6UutOwRs564AQDinpQ18Q" target="_blank">business costs</a> will provide a way to having future reserves and allow for proper compensation for employees while not sacrificing the business growth and development.</p>
<p>Businesses, especially small ones, are not entirely sure of what their operating costs will be, how much it will cost to produce a product, or the length of time in order to make correct estimates. Having a firm available to help make these calculations can be the difference between a thriving business, and the doors closing soon after the grand opening.</p>
<p>Some <a title="financial analysts" href="http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2011/05/17/6-reasons-you-need-a-financial-plan?s_cid=rss:the-smarter-mutual-fund-investor:6-reasons-you-need-a-financial-plan" target="_blank">financial analysts</a> believe that a small business must have reserves before getting started simply because there might not be immediate revenue to help propel that business into the black right away. This means that payroll, supplies, costs of operation, and materials are all paid in an upfront manner until invoices are able to start getting paid on.</p>
<p>Having sound financial advice is key to the success of any business. Depending on word of mouth, a friend, or even a how-to guide is not safe financial planning.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=11a94ac2-806a-491e-88e9-3e7148d43a64" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/financial-planning-for-small-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Ways to Save on Business Expenses</title>
		<link>http://www.marketlight.org/3-ways-to-save-on-business-expenses/</link>
		<comments>http://www.marketlight.org/3-ways-to-save-on-business-expenses/#comments</comments>
		<pubDate>Sun, 01 May 2011 15:12:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial plan]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=95</guid>
		<description><![CDATA[Businesses are always looking for ways to save money, and much of it can be done through marketing. Marketing is one aspect of a promotion for a business that can be an expensive and overwhelming aspect. There are many things that companies can do to simplify the marketing task, as well as save money in [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div class="wp-caption alignright" style="width: 265px"><a href="http://commons.wikipedia.org/wiki/File:USCurrency_Federal_Reserve.jpg"><img title="Various Federal Reserve Notes, c.1995. Only th..." src="http://upload.wikimedia.org/wikipedia/commons/6/63/USCurrency_Federal_Reserve.jpg" alt="Various Federal Reserve Notes, c.1995. Only th..." width="255" height="416" /></a><p class="wp-caption-text">Image via Wikipedia</p></div>
</div>
<p>Businesses are always looking for ways to save money, and much of it can be done through marketing. Marketing is one aspect of a promotion for a business that can be an expensive and overwhelming aspect. There are many things that companies can do to simplify the marketing task, as well as save money in the process.</p>
<p><strong>3 Things That Work</strong></p>
<p>There are three things that top the list for helping companies save money. The first is effectively utilizing the Internet. This is a low cost way to reach out to millions of potential customers, and can be done through a computer rather than in person.</p>
<p>Below are three additional ways that business can save money in this tough economy:</p>
<p>1. Streamline daily advertising costs by incorporating items such as <a title="business cards" href="http://www.nextdayflyers.com/business-card-printing/" target="_blank">business cards</a>, banners, and flyers. This is a great way to catch the public&#8217;s attention without spending a fortune.</p>
<p>2. Utilize free media. This is done by sending out a <a href="http://en.wikipedia.org/wiki/Press_release">press release</a> that contains newsworthy information about your business and accommodating reporters who want to do a story on your company.</p>
<p>3. Sponsor more events that cost less, rather than one event that costs a lot. A great example of this would be to sponsor <a href="http://thedartmouth.com/2011/05/11/news/pelzel">several local charity events</a> rather than a single regional one. The potential is still as great, but instead of one event, there could be 10 tied to your company.</p>
<p><strong>Saving Money Is Key</strong></p>
<p>Financial planning and budgeting will prove to be the best allies in working to save money. Prioritize your expenses and reduce unnecessary costs to shore up your bottom line.</p>
<p>&nbsp;</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=433c2c35-6b04-4169-a6f1-08ab000e00e7" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/3-ways-to-save-on-business-expenses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Family Vs. Business</title>
		<link>http://www.marketlight.org/family-vs-business/</link>
		<comments>http://www.marketlight.org/family-vs-business/#comments</comments>
		<pubDate>Thu, 28 Apr 2011 08:35:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Home business]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=54</guid>
		<description><![CDATA[A way to make sure that business ethics and family are balanced is to start at home! Business could be an excellent way to bond with your family and teach them at the same time. By motivating your family in business, the most likely they will come up with their own business venture. At the [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">A way to make sure that business ethics and family are balanced is to start at home! Business could be an excellent way to bond with your family and teach them at the same time. By motivating your family in business, the most likely they will come up with their own business venture. At the same time, you want to have balance to stay focused.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">In the home, the weight of business decisions should not be on the shoulders of one person. Business responsibilities should be shared with a spouse to help maintain the flow of work. This is true in every aspect of marriage to keep the spouse from becoming overwhelmed. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Learning how to balance home and work is important. If you have a home based business you can get caught up easily. This means spending less time with family and friends losing yourself in business matters.  Make it a promise that you will end work at a certain time to spend time with the family. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Try to occasional incorporate your business matters to family such as showing presentations that you have put together and getting feedback. This will open the minds of children to become inquisitive, as well as slowly introducing them to the business world. It doesn’t work to pressure them at any moment, but let them know the opportunity is there.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">It’s possible to have a healthy business and family, but it will take responsibility to stay afloat. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;"> </span></span></p>
<p><span style="font-family: Calibri; font-size: small;"> </span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=e1865a88-9674-4feb-9bea-4b6fca43c937" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/family-vs-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loyal Customers Mean More Business</title>
		<link>http://www.marketlight.org/loyal-customers-mean-more-business/</link>
		<comments>http://www.marketlight.org/loyal-customers-mean-more-business/#comments</comments>
		<pubDate>Thu, 21 Apr 2011 14:33:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Basics]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Customer]]></category>
		<category><![CDATA[Customer service]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=76</guid>
		<description><![CDATA[Knowing who visits your website and how they impact your business is a key ingredient to success in the technology age. You need to find out what type of customer they are. Are they a loyal customer that tells people about you and keeps coming back? Are they a passive customer that shops from you, [...]]]></description>
			<content:encoded><![CDATA[<p>Knowing who visits your website and how they impact your business is a key ingredient to success in the technology age. You need to find out what type of customer they are. Are they a loyal customer that tells people about you and keeps coming back? Are they a passive customer that shops from you, but don&#8217;t always refer you and may even shop somewhere else? Or, are they unhappy customers that take business away and hurt your company?</p>
<p>Your <a title="net promoter score" href="http://kissinsights.com/tour/net_promoter_score_survey_tool" target="_blank">net promoter score</a> is factored through the &#8220;How likely are you to use this company again?&#8221; question on a survey. Loyal customers, or promoters, will continue buying from you and fuel growth, responding to this question with a 9 or 10. Unhappy customers, or detractors, are those whose response falls between one and six, and usually can damage your brand and prevent growth through word of mouth. Your NPS is the difference between the two groups.</p>
<p>When you <a href="http://www.ehow.com/how_5968366_calculate-nps.html" target="_blank">calculate your NPS</a>, you&#8217;ll soon discover that great products and customer service are key factors in a successful business. Successful companies focus on creating loyal customers. The businesses with the worst scores focus on profits first and customer service last, resulting in customers that will easily jump ship for the next best deal, will become loyal to another company, or ruin your reputation by telling others about their negative experiences.</p>
<p>Where do you fall in this scenario? Check your net promoter score and make sure you are a successful business on the higher end of the spectrum.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/loyal-customers-mean-more-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Planning for Your Future in Three Parts</title>
		<link>http://www.marketlight.org/planning-for-your-future-in-three-parts/</link>
		<comments>http://www.marketlight.org/planning-for-your-future-in-three-parts/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 08:36:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=73</guid>
		<description><![CDATA[&#160; Image via Wikipedia A lot of people only think of one part when they save money. For them, the entire notion is something they just want to get taken care of, and then not think about again until they can rely on their cushion of cash when their time of need inevitably arrives. Unfortunately, [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; float: right; display: block; width: 310px;"><a href="http://commons.wikipedia.org/wiki/File:Piggy_bank2.jpg"><img style="border: medium none; display: block;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/b/bf/Piggy_bank2.jpg/300px-Piggy_bank2.jpg" alt="ceramic piggy bank" width="300" height="305" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Piggy_bank2.jpg">Wikipedia</a></p>
</div>
<p>A lot of people only think of one part when they save money. For them, the entire notion is something they just want to get taken care of, and then not think about again until they can rely on their cushion of cash when their time of need inevitably arrives. Unfortunately, there is not just one time when you are going to need your savings kitty. You are going to need it at three distinct times.</p>
<p>Everybody knows about <a href="http://www.kiplinger.com/tools/retirement-savings-calculator.html" target="_blank">retirement saving</a>, and many people practice it regularly. However, this is just not enough. While having a solid retirement plan in place is lovely, it is far from the be-all end-all that many people assume it to be. The other two components of a solid savings plan are short term savings and medium term savings. For the short term, it is crucial that you keep at least a few hundred dollars in your active checking account at all times. When you get paid, your next couple of bills should come out of it, and you should strive to maintain the basic amount in your account at all times.</p>
<p>However, the medium term savings portion is the one many people ignore the most. For many people, they have what&#8217;s in their pocket, what&#8217;s in their checking account, and what&#8217;s in their retirement fund. But what happens when they need to replace their water heater, or their furnace breaks down? What happens when they get into a car accident that is declared no fault? At this point they have a bad decision to make. Because of this, the three part system is well balanced.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=dcc5176b-316d-41b8-82bc-154e5a8677cf" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/planning-for-your-future-in-three-parts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keeping Your Family Financially Healthy</title>
		<link>http://www.marketlight.org/keeping-your-family-financially-healthy/</link>
		<comments>http://www.marketlight.org/keeping-your-family-financially-healthy/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 15:59:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Family finance]]></category>
		<category><![CDATA[Kennedy family]]></category>
		<category><![CDATA[Wikipedia]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=101</guid>
		<description><![CDATA[&#160; Image via Wikipedia You work hard to make sure your children eat right, because you know that their nutrition during their youngest years will end up being a big help to their future health. But it is just as important for you to ensure their finances are healthy as it is to make sure they [...]]]></description>
			<content:encoded><![CDATA[<div><a href="http://commons.wikipedia.org/wiki/File:Sinnbild_Wanderer.svg"><img class="aligncenter" src="http://upload.wikimedia.org/wikipedia/commons/thumb/d/dc/Sinnbild_Wanderer.svg/290px-Sinnbild_Wanderer.svg.png" alt="This road sign image is in the public domain a..." width="290" height="300" /></a>&nbsp;</p>
<p style="text-align: center;">Image via <a href="http://commons.wikipedia.org/wiki/File:Sinnbild_Wanderer.svg">Wikipedia</a></p>
</div>
<p style="text-align: justify;">You work hard to make sure your children eat right, because you know that their nutrition during their youngest years will end up being a big help to their future health. But it is just as important for you to ensure their finances are healthy as it is to make sure they eat tons of delicious broccoli, the completely unsexy super food of the ages. Being <a href="http://www.investorwords.com/6812/financial_health.html" target="_blank">financially healthy</a> will allow them to get better jobs, live in better homes in safer neighborhoods, and even pay less taxes. Yes, they can live better and pay less taxes.</p>
<p style="text-align: justify;">However, there is some delayed gratification necessary to build such a healthy and financially powerful clan. The Kennedy family did not do this overnight, and neither will you. You have to walk together, take out <a href="http://www.acecashexpress.com/payday-loans.aspx" target="_blank">payday loans</a> when your bills demand it, and just generally live as responsibly as you possibly can, if you intend to keep your family in a state of great financial health. Just like any other kind of growth, growing your finances takes training and careful pruning.</p>
<p style="text-align: justify;">Your family needs to be in step with each other, and actually discuss financial matters like why you would take out a loan when bad things happen. There is nothing intrinsically bad about seeking out emergency cash sources when your savings just will not cut it. What is bad is to be ashamed of your finances, and have your children grow up being either <a href="http://en.wikipedia.org/wiki/Financial_literacy">financially illiterate</a> or financially ashamed. Where they came from may not be perfect, but every generation teaches its children valuable lessons, including how to make sure the bills are paid.</p>
<p style="text-align: justify;">&nbsp;</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=6a94f766-63d2-4c4e-be0b-dab912aaf840" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/keeping-your-family-financially-healthy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Benefits of Private Money to Finance Your Real Estate Investment</title>
		<link>http://www.marketlight.org/benefits-of-private-money-to-finance-your-real-estate-investment/</link>
		<comments>http://www.marketlight.org/benefits-of-private-money-to-finance-your-real-estate-investment/#comments</comments>
		<pubDate>Sun, 17 Apr 2011 12:20:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Private money]]></category>
		<category><![CDATA[Real estate]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=81</guid>
		<description><![CDATA[When it comes to real estate investments, there are a lot of things that many people are unsure about. The main thing is how private money to finance the investment works and the benefits of it. With private money, loans come in from an individual as opposed to the lender being the bank. When going [...]]]></description>
			<content:encoded><![CDATA[<p>When it comes to real estate investments, there are a lot of things that many people are unsure about. The main thing is how private money to finance the investment works and the benefits of it.</p>
<p>With private money, loans come in from an individual as opposed to the lender being the bank. When going through a bank for invest in <a href="http://www.forrent.com/">apartment rentals</a>, it could take a long time before anything gets done and could even include quite a bit of requirements financially that you might not qualify for. With private money, they can close really fast and be a lot easier for you in terms of what the requirements for the money are.</p>
<p>There are some advantages of using private money to finance your real estate investment. For starters, the private lender might not require that you have to list all of your assets, your income and credit score. With private lenders, they’re mainly interested in the asset and could give you up to 75% of the value after repairs.</p>
<p>Since the requirements for private <a href="http://en.wikipedia.org/wiki/Lending">lending</a> aren’t always strict, you can be approved for one rather quickly, which means you’ll get the money faster as well. If you’re a flipper, you could get a better price if you pay the seller within a week. With bank lender, it wouldn’t close that fast. The quicker you can close, the more real estate investments you can make.</p>
<p>Here’s the down side. With private money, the loans are going to have a much high interest rate. This is where you’re going to have to think about this option will work best for you.</p>
<p>&nbsp;</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=01792f71-8022-4187-93c5-db94845c06ad" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/benefits-of-private-money-to-finance-your-real-estate-investment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Great Time to Invest</title>
		<link>http://www.marketlight.org/a-great-time-to-invest/</link>
		<comments>http://www.marketlight.org/a-great-time-to-invest/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 08:36:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Your Business]]></category>
		<category><![CDATA[Certificate of deposit]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Middle East]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=72</guid>
		<description><![CDATA[A penny saved is a penny earned, or so the old adage goes. That isn&#8217;t really the case though, nor has it ever been. You&#8217;d be hard-pressed to find a savings account with 100% returns that wasn&#8217;t part of some sort of Ponzi scheme. And with interest rates as low as they are these days, [...]]]></description>
			<content:encoded><![CDATA[<p>A penny saved is a penny earned, or so the old adage goes. That isn&#8217;t really the case though, nor has it ever been. You&#8217;d be hard-pressed to find a savings account with 100% returns that wasn&#8217;t part of some sort of Ponzi scheme. And with interest rates as low as they are these days, even a lengthy certificate of deposit (CD) isn&#8217;t bound to yield decent returns. You may be better off buying jewelry that might actually accrue value in the years to come in the event that worldwide currencies continue to weaken.</p>
<div class="zemanta-img zemanta-action-dragged" style="margin: 1em; float: left; display: block; width: 310px;"><a href="http://commons.wikipedia.org/wiki/File:SampleBankbook.png"><img style="border: medium none; display: block;" src="http://upload.wikimedia.org/wikipedia/commons/thumb/2/20/SampleBankbook.png/300px-SampleBankbook.png" alt="Passbook sample for a fictional bank. It conta..." width="300" height="216" /></a>&nbsp;</p>
<p class="zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:SampleBankbook.png">Wikipedia</a></p>
</div>
<p>So what can you do with your money that might be slightly wiser than blowing it on jewelry? One option is to invest in stocks that you believe are likely to see great profits. People who cashed in before the <a href="http://www.huffingtonpost.com/2011/01/30/egypt-revolution-2011_n_816026.html">crises in the Middle East</a> by investing in companies such as Ford managed to make a bundle. Even better, people who decided to short such companies in light of the looming disaster overseas found themselves that much richer.</p>
<p>The stock market is pretty volatile these days. Though that may be true, the reality is that many of these companies are resurgent, and many of them are likely to see profit at some point in the future &#8211; especially those invested in industries that aren&#8217;t likely to go away any time soon (such as medical and pharmaceutical companies). Rather than saving your money in a Cash Deposit account, why not <a href="http://www.wikihow.com/Invest-in-Stocks">invest it</a> in a few companies you believe are likely to see significant returns in the near future? Sure there are risks &#8211; but the potentials are even greater.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=43bb0a14-d0c8-4b7c-a20f-b37a45d5e41d" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/a-great-time-to-invest/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hiring a Well-Qualified Accountant for Your Business</title>
		<link>http://www.marketlight.org/hiring-a-well-qualified-accountant-for-your-business/</link>
		<comments>http://www.marketlight.org/hiring-a-well-qualified-accountant-for-your-business/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 20:52:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Your Business]]></category>
		<category><![CDATA[Accountant]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=26</guid>
		<description><![CDATA[Many businesses could benefit from hiring an accountant to handle their finances. Hiring an accountant allows businesses to manage many of the financial aspects that come with running a business, such as handling payroll, filing taxes, and tracking accounts receivable. If you are considering hiring an accountant there are certain questions and items you should consider before making [...]]]></description>
			<content:encoded><![CDATA[<p>Many businesses could benefit from hiring an accountant to handle their finances. Hiring an accountant allows businesses to manage many of the financial aspects that come with running a business, such as handling payroll, filing taxes, and tracking accounts receivable.</p>
<p>If you are considering hiring an <a href="http://en.wikipedia.org/wiki/Accountant" target="_blank">accountant</a> there are certain questions and items you should consider before making your decision. Here&#8217;s a look at what you should ask your accountant before hiring them to handle your business&#8217;s finances.</p>
<h3>The Duties of an Accountant</h3>
<p>The tasks and duties that an accountant does can vary from accountant to accountant. It is important to understand exactly what tasks your chosen account can do, and to understand your accountant&#8217;s specific skillset. This information can be found by visiting the accountant’s website or asking them directly what duties they perform. Researching this information can help make sure that you are hiring an accountant that will perform the tasks that your business wants or needs.</p>
<h3>The Experience of the Accountant</h3>
<p>Businesses want to hire an accountant who has work experience, proper credentials, and a good educational background. If you do not have the time to ask an accountant all these questions, you can consider looking up accountants in the <a href="http://www.411.ca/" target="_blank">canada 411</a>, where you will be able to read reviews and even see a list of credentials and educational background for each accountant that is listed.</p>
<p>By asking about an accountant’s duties and experience you will ensure that you are <a href="http://www.ehow.com/how_2052395_hire-accountant.html" target="_blank">hiring a well-qualified accountant</a> to handle your business’ finances.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=b7951e14-76d7-49be-a6be-ae6169422c30" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/hiring-a-well-qualified-accountant-for-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash Equals No Debt</title>
		<link>http://www.marketlight.org/cash-equals-no-debt/</link>
		<comments>http://www.marketlight.org/cash-equals-no-debt/#comments</comments>
		<pubDate>Thu, 24 Mar 2011 08:32:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=53</guid>
		<description><![CDATA[Although we live in a time of credit and debit cards, we shouldn’t stray way from good old fashion cash. There are many benefits to using cash over plastic, including saving you from debt. Here are some other facts that cash is the way to go. You avoid identity thief. In today&#8217;s world, it is [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">Although we live in a time of credit and debit cards, we shouldn’t stray way from good old fashion cash. There are many benefits to using cash over plastic, including saving you from debt. Here are some other facts that cash is the way to go.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">You avoid identity thief. In today&#8217;s world, it is so easy to obtain someone’s information by a credit or debit card. With the use of cash, it’s impossible for someone to get a hold of your information. Scanning and swiping leaves your personal information in systems and gives access to anyone’s eyes. You also avoid the risk of obtaining late fees and interest charges on credit card. When you pay for things with cash, it’s paid in full leaving you owing no one.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">The use of cash keeps you obedient. When you know you only have so much money to spend, you stick to that. You can’t spend what you don’t have. This will save you from getting high interest rates on loans. Having cash will teach you better spending habits to hold on to what you have in your pocket such as packing a lunch for work.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;"> Using plastic can put you in a place of feeing like you have more than enough. This can cause debt in the long run. By using cash you will see where your money is going and make wiser decisions. Most important, you will be mindful of what you have at all times. </span></span></p>
<p><span style="font-family: Calibri; font-size: small;"> </span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=9e3bb82d-3e11-4532-a0ee-b077fc5a1409" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/cash-equals-no-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Financial Planners are Important to Everyone</title>
		<link>http://www.marketlight.org/why-financial-planners-are-important-to-everyone/</link>
		<comments>http://www.marketlight.org/why-financial-planners-are-important-to-everyone/#comments</comments>
		<pubDate>Tue, 22 Mar 2011 19:09:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Financial adviser]]></category>
		<category><![CDATA[Financial planner]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=18</guid>
		<description><![CDATA[Understanding your budget is one thing. Knowing how to really make your money work for you is another. Individuals who are experts in this field are called financial planners or personal advisors. They attend classes to obtain a degree in this field. These degrees can be acquired in person or through accredited online degrees. However [...]]]></description>
			<content:encoded><![CDATA[<p>Understanding your budget is one thing. Knowing how to really make your money work for you is another. Individuals who are experts in this field are called financial planners or personal advisors. They <a href="http://ezinearticles.com/?How-To-Become-A-Financial-Advisor&amp;id=428775">attend classes</a> to obtain a degree in this field. These degrees can be acquired in person or through accredited online degrees. However they choose to obtain their degree, they’re important people that can help you. You don’t have to be in business to make use of these people. There are everyday people that are interested in understanding their money and gaining more from it.</p>
<p>So, how do these financial planners come to be? Getting accredited online degrees is possibly the only way to do this. A bachelor’s degree in financial planning is often required. Most people start their personal advising career by beginning in accounting, administration or in finance. Gradually you work your way up into the analytical side of finance advising. Not only is it important to know and crunch numbers. You also need to have good problem-solving and computer skills. You’ll often be directly dealing with clientele, so you need to have talent and understanding. It’s vital to have good personal and communication skills, especially if you’ll be dealing with business individuals.</p>
<p>Your job as a <a href="http://en.wikipedia.org/wiki/Financial_planner">financial planner</a> is to advise people. This doesn’t necessarily mean that people are going to always follow your advice. But, it gives them a chance to know how to handle their money now, and for the future. People are always looking for someone to give them a hand, especially in an economy such as ours today.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="float: right;" src="http://img.zemanta.com/pixy.gif?x-id=9a0be747-81e0-4ea8-a568-2a30ed6936f1" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/why-financial-planners-are-important-to-everyone/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Not to Buy Into Debt</title>
		<link>http://www.marketlight.org/how-not-to-buy-into-debt/</link>
		<comments>http://www.marketlight.org/how-not-to-buy-into-debt/#comments</comments>
		<pubDate>Mon, 21 Mar 2011 08:32:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=52</guid>
		<description><![CDATA[Most Americans go into debt because they are trying to prove something to others. Unfortunately, we live in a society where our image is more important than our well-being. If you think about the mistakes that many individuals make daily, it can make or destroy you. Having debt is not the American way. Most people [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">Most Americans go into debt because they are trying to prove something to others. Unfortunately, we live in a society where our image is more important than our well-being. If you think about the mistakes that many individuals make daily, it can make or destroy you.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Having debt is not the American way. Most people buy into this which causes them to go into debt without a care.  If you fix your mind on this method, then this is the way you will go about sending your money. Just because one person believes this is normal, never put yourself on the chopping block.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Believing that your money will make you happy gets you in trouble. Debt can occur when you go after money to buy things, thinking that will do. In the end, it is a temporary fix and you will find that you have to keep up this pattern to be fulfilled. Buying a new house or car is not worth the headache later of debt. Being envious of others will cause you bankruptcy later on. Just remember that individuals are making the same mistake you are about to do! If they can’t afford it, it’s only a matter of time until it will catch up with them. As the old saying goes, “The grass is not always greener on the other side.” </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Always make sure you are comfortable with yourself and know what you can afford. You mental state can lead you down a point of no return. </span></span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=e4bc5652-75cf-457b-a127-bac71284e34a" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/how-not-to-buy-into-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Simple Budget Plan to Live By</title>
		<link>http://www.marketlight.org/simple-budget-plan-to-live-by/</link>
		<comments>http://www.marketlight.org/simple-budget-plan-to-live-by/#comments</comments>
		<pubDate>Sat, 19 Mar 2011 08:32:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Working poor]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=51</guid>
		<description><![CDATA[Setting up a budget should be a way of life for all working citizens. However many start a budget, but never stick to it. Some never create one at all. Living paycheck to paycheck won’t cut it these days. When setting up a budget, gather all of your monthly bills that are consistent. This would [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">Setting up a budget should be a way of life for all working citizens. However many start a budget, but never stick to it. Some never create one at all. Living paycheck to paycheck won’t cut it these days. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">When setting up a budget, gather all of your monthly bills that are consistent. This would be lights, heat, credit cards, rent or mortgage and so on. Tally everything up so you can visually see what is being spent a month. Now after you have completed that, tally everything up that are spent on luxuries. Keep both of these expenses separate for the time being. Then take your income and compare it to your total expenses. These should be the amounts added together from monthly and luxury spending. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">If your expenses outnumber your pay, you have a problem! The next step is to look at your luxuries that you have calculated separately and trim the fat. These items can be put off for the time being. The important thing is getting your finances in order. If there is extra money that is left over after doing this, then you have some options such as paying off some debt or saving it. Keep in mind that your priorities always come first no matter what.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">As time goes along, you have to stay on top of this is make your money work for you. You won’t get rich, but you will have a better handle on your spending habits. </span></span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=0a1beda9-0ebe-467c-993c-157ee121b125" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/simple-budget-plan-to-live-by/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Keys for Healthy Loan Repayment</title>
		<link>http://www.marketlight.org/the-keys-for-healthy-loan-repayment/</link>
		<comments>http://www.marketlight.org/the-keys-for-healthy-loan-repayment/#comments</comments>
		<pubDate>Fri, 18 Mar 2011 19:37:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=15</guid>
		<description><![CDATA[There are times when a loan is a necessary step to paying off a bill. There are plenty of people who have had to ask for a little assistance so they could pay for a home repair or costly medical bill before it accrued interest or went to collections. Still, getting a loan can be [...]]]></description>
			<content:encoded><![CDATA[<p>There are times when a loan is a necessary step to paying off a bill. There are plenty of people who have had to ask for a little assistance so they could pay for a home repair or costly medical bill before it accrued interest or went to collections. Still, getting a loan can be a scary thing. The moment you sign off on that loan the clock is ticking and it’s up to you to pay it off. The longer you wait, the worse it will get. The key is to pay it off before it’s a problem.</p>
<p>The first thing you will want to do when getting a loan from a company like <a href="http://www.paydayone.com/">paydayone.com</a> is to make sure you are borrowing for the right amount of money. Smart applicants only ask for what they need. Getting greedy with a loan can end up crippling someone in the long run. So asking for what you owe is key in paying it back without stress.</p>
<p>Making sure that you attack the <a href="http://www.ehow.com/how_2104289_pay-off-payday-loan.html">loan</a> early will make a tremendous difference in the money that you spend in the long run. All loans have interest. The longer it takes a person to pay back a loan, the more interest that will add up and the more money they will have to spend.</p>
<p>Of course plenty of these problems are curbed by making sure that the loan repayment plan is well understood and that it’s workable into the monthly budget. If it’s stressful, then getting the loan at all might be an issue. The key is to get the loan repayment terms and ask all applicable questions about what you should know. Finding out if you are allowed to pay more in a month or have payments taken directly out of your bank account should keep you on track.</p>
<p>A loan can be scary. Paying it back doesn’t have to be. It just takes commitment and discipline.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=892efea2-af5e-4d5d-a328-4b9c399c9c53" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/the-keys-for-healthy-loan-repayment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting the Right Account Working for You</title>
		<link>http://www.marketlight.org/getting-the-right-account-working-for-you/</link>
		<comments>http://www.marketlight.org/getting-the-right-account-working-for-you/#comments</comments>
		<pubDate>Wed, 16 Mar 2011 08:32:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Your Business]]></category>
		<category><![CDATA[Savings account]]></category>
		<category><![CDATA[Transactional account]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=50</guid>
		<description><![CDATA[Regardless of credit, there are many accounts that can be obtained to save money or for everyday transactions. In the end it’s all about getting the right account to fit your lifestyle. Many people get some form of a current account every day to make their money work. For students in college a student current [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">Regardless of credit, there are many accounts that can be obtained to save money or for everyday transactions. In the end it’s all about getting the right account to fit your lifestyle. Many people get some form of a current account every day to make their money work.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">For students in college a student current account are best for them. This will begin to teach the young adult savings and balancing. They are also convenient due to the very low overdraft fees that can occur and offer free incentives like certificates for shopping when maintaining a good account.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">People that like to see their money grow tend to lean toward an interest bearing account. You want to do some research to find the best banks that offer the highest rates. These types of account don’t have overdraft fees it’s best to get more for your money so savings accounts are the way to go. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">If you are fine with the internet, then online banking accounts can have benefits. You have the option to bank anytime for those that are busy and you can earn great rates. You can check balances, statements and make deposits with a click of the mouse!</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Primary accounts are for those who are in a higher pay bracket with more to spend. These accounts have benefits of insurances, roadside assistance and cash back offers. Not all accounts have high yielding returns so shop around. Be aware that these accounts also charge monthly fees no matter what. </span></span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=68c9ca96-873e-4669-8e24-e7cf95f085c9" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/getting-the-right-account-working-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Staying Current With the Latest Tax News</title>
		<link>http://www.marketlight.org/staying-current-with-the-latest-tax-news/</link>
		<comments>http://www.marketlight.org/staying-current-with-the-latest-tax-news/#comments</comments>
		<pubDate>Wed, 16 Mar 2011 07:06:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Tips & Advice]]></category>
		<category><![CDATA[Financial adviser]]></category>
		<category><![CDATA[Tax News]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=24</guid>
		<description><![CDATA[If you own or operate a business, or if you just want to save yourself some money each year, it&#8217;s very important that you stay current on the tax laws for your particular country and your particular local (city, state, etc.). One of the best ways to do that is to look for credible information [...]]]></description>
			<content:encoded><![CDATA[<p>If you own or operate a business, or if you just want to save yourself some money each year, it&#8217;s very important that you <a href="http://en.wikipedia.org/wiki/Sales_taxes_in_the_United_States">stay current</a> on the tax laws for your particular country and your particular local (city, state, etc.). One of the best ways to do that is to look for credible information online. Don&#8217;t just assume that every website or blog about taxes is a good one, though. You&#8217;ll want to find one that offers you researched, factual information from people who are in the know. If you look for that, you can find the kind of information you need to save yourself money and get the maximum refund each time when tax time comes around.</p>
<p>A <a href="http://blog.turbotax.intuit.com/" target="_blank">tax blog</a> should update you on tax law changes, tax credits, new tax laws, how to file your taxes the right way, and other issues. Some of the blogs from the past don&#8217;t update much anymore, and that&#8217;s not a good thing when the laws of income tax are always in flux. If the blog that you use to get tax information isn&#8217;t current, you could end up with a lower-than-expected refund, or you could even owe money. That&#8217;s true with income tax, sales tax and any other types of taxes that you&#8217;ll need to pay as a business owner, depending on where and how you do business. Asking a tax professional is sometimes necessary, but it&#8217;s also expensive. By finding a blog that&#8217;s reputable, you can spend your money on other things.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/staying-current-with-the-latest-tax-news/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Savings Making You Money</title>
		<link>http://www.marketlight.org/your-savings-making-you-money/</link>
		<comments>http://www.marketlight.org/your-savings-making-you-money/#comments</comments>
		<pubDate>Mon, 14 Mar 2011 08:32:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Online savings account]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=49</guid>
		<description><![CDATA[Your emergency funds that you have put away should be working for you! Saving money is just the beginning of growing your financial means for a sudden expense or for your future. If you have not done so, open a savings account online that offers high interest return. Online savings account offer better rates so [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">Your emergency funds that you have put away should be working for you! Saving money is just the beginning of growing your financial means for a sudden expense or for your future. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">If you have not done so, open a savings account online that offers high interest return. Online savings account offer better rates so you can get more for your money. The more you have saved in your account, the better the return will be annually. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Next, open a brokerage account that cost little to start. This account will allow you to merge your savings account with your brokerage account so you can invest in stocks. If you are not familiar with stocks, don’t let that scare you away. There are plenty of online sites to guild you in executing stocks. Usually low costing brokerage accounts are easy enough to understand for beginners.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Once the ball starts rolling on investments, you want to invest the interest that you make on your money. As your money grows you can use what you have earned and roll it over so that you will earn more money. This will allow you to save at a steady pace without you touching you original funds you have in the bank. Just remember that you will have to use some in the beginning, but it will pay off later.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Over the course of a few months to a year you will see your money compound and you will have your money working for you! </span></span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=00bfc05a-0bb8-44d6-b738-a4a8d5711399" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/your-savings-making-you-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Working Your Savings Like a Bank</title>
		<link>http://www.marketlight.org/working-your-savings-like-a-bank/</link>
		<comments>http://www.marketlight.org/working-your-savings-like-a-bank/#comments</comments>
		<pubDate>Wed, 09 Mar 2011 08:32:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Save (baseball)]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=48</guid>
		<description><![CDATA[In order to save money you have to think like a bank in order to do so. The point of saving is having funds available for a rainy day. There are points that a person should apply when trying to effectively save money. Make sure you start where you are. People reject saving because they [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">In order to save money you have to think like a bank in order to do so. The point of saving is having funds available for a rainy day. There are points that a person should apply when trying to effectively save money. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Make sure you start where you are. People reject saving because they feel they need tons of money to start. Don’t wait to start saving. Open an account a start with the minimal balance which is usually $25 to $50. Then you can build from there. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Set a goal that you would like to achieve. Banks have a set amount of money that they spend and save to stay afloat. You have to apply the same techniques to manage your account meaning create your budget. Have an idea in mind of how much you want to save per month and stick to it.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">When you start saving, it should be based on sacrifice. Don’t put so much away that you can’t pay bills or other responsibilities. Balance your money wisely like banks do to keep capital growing. Yes, put so much aside, but not to the point where you’ll have to make withdrawals.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Make your money work for you. Banks don’t let their money sit around to collect dust. Having your money in a savings account will make interest, but find ways to diversify your money so it will grow for you.  Your bank can help you with ways to invest to have your money work for you! </span></span></p>
<p><span style="font-family: Calibri; font-size: small;"> </span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=9f99fc7d-5d30-4512-8e9a-3e3bbf59a451" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/working-your-savings-like-a-bank/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Business of Computer Repair</title>
		<link>http://www.marketlight.org/the-business-of-computer-repair/</link>
		<comments>http://www.marketlight.org/the-business-of-computer-repair/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 08:32:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Internet Marketing]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Geek Squad]]></category>
		<category><![CDATA[Small business]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=47</guid>
		<description><![CDATA[Computers are the hottest thing in the job market today. However, someone needs to be availble to fix them. If you are computer savvy and want to start your own computer repair business, there are steps to take to become one. The best way to market is to send out flyers and word of mouth [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">Computers are the hottest thing in the job market today. However, someone needs to be availble to fix them. If you are computer savvy and want to start your own computer repair business, there are steps to take to become one.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">The best way to market is to send out flyers and word of mouth around your area. In any small business, word of mouth is always a seller. People are quick to talk about resources that are helpful. You can also advertise on the internet or creating email marketing. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">In this business keep your computer skills up at all times. Technology is changing all the time so be ready for the changes. That means having the latest equipment and make sure your team members are trained. When interviewing others to be a part of your team, make sure they are in the field that your company is specializing in. Information Technology is a very broad area.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">You can save on office space by starting your business in your home or a garage if you have one. That is a big cost in overhead that you won’t have to pay! </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Keep in mind that you are competing against other major computer chains that in the same field, such as Geek Squad, but the advantage is that you are a local service and you can outsource if need be. Since you are a small business, gaining clients confidants is important for you are dealing with people’s personal information on their systems. </span></span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=721cb97b-6cba-4510-b3b5-7607b811924c" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/the-business-of-computer-repair/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Business Opening Idea</title>
		<link>http://www.marketlight.org/a-business-opening-idea/</link>
		<comments>http://www.marketlight.org/a-business-opening-idea/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 08:32:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing Your Business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Grand opening]]></category>
		<category><![CDATA[Small business]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=46</guid>
		<description><![CDATA[After months of hard word you are finally ready to open up your business to the public. The next logical step would be to have a grand opening to let the world know you exist. Before you do, here is a thought to keep in mind. You might want to go the route of a [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;"> After months of hard word you are finally ready to open up your business to the public. The next logical step would be to have a grand opening to let the world know you exist. Before you do, here is a thought to keep in mind.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">You might want to go the route of a soft opening. Many businesses do this to make sure that their businesses are running smooth before they celebrate an official opening.  Usually, you would invite family and friends to the event and keep it intimate. Later when you want to go for a formal opening this will build anticipation for those who have been to the first opening and help to spread the word. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">When you’re ready for the big day of the grand opening make sure you crank out plenty of announcements. This should include the date, time and the location of the opening. Make flyers to put out in the neighborhood or if you have the money, you should take out ads in the paper and have announcements done on the radio. Send out invitations to other business owns to tell them about your opening. This builds good relationships and lets other businesses get to know you. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Activities that would help are to have live music or a good D.J., souvenir giveaways with your business logo on them and have a nice presentation to talk about the future of your company. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">The bigger your event, the more exposure you’ll gain! </span></span></p>
<p><span style="font-family: Calibri; font-size: small;"> </span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=55989a4e-5110-4e05-bbad-82c45f264a2a" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/a-business-opening-idea/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting Business Funding Despite Credit</title>
		<link>http://www.marketlight.org/getting-business-funding-despite-credit/</link>
		<comments>http://www.marketlight.org/getting-business-funding-despite-credit/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 08:32:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[History of Marketing]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Small business]]></category>

		<guid isPermaLink="false">http://www.marketlight.org/?p=45</guid>
		<description><![CDATA[So you want to start a business, but think it is impossible due to bad credit and no money. That’s where you’re wrong! It is possible to start a business in this situation. It’s going to take planning and creativity to make it happen.  Make sure you look into cleaning up your credit first. This [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: small;"><span style="font-family: Calibri;">So you want to start a business, but think it is impossible due to bad credit and no money. That’s where you’re wrong! It is possible to start a business in this situation. It’s going to take planning and creativity to make it happen.  Make sure you look into cleaning up your credit first. This is one of first areas that are looked into before money is loaned out by banks. If your credit is still a hindrance then other options can come into play.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Find friends or family members that would be interested in helping you with cost. Just like you would any investor, make sure you sell them on your business plan so they will feel comfortable with the investment. It would also help if your business is a low investment business. These are businesses that take very little to market, at first and can usually be done outside the home such as catering.</span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">Government grants are another option to fund your business. There are millions of them out there, but it will take research and time to be award funding. Certain regulations are required to qualify for the grants and must be ad heed to. Believe it or not, the government believes in small businesses because their growth will equal lower unemployment rates. </span></span></p>
<p><span style="font-size: small;"><span style="font-family: Calibri;">These are just some ways to land money with bad credit for starting a business. However, keep in mind that your credit will play a part as you progress further into your business. </span></span></p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=788c1f47-2e77-4a73-a7be-53f7f6f473cc" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.marketlight.org/getting-business-funding-despite-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

